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Funding for home modifications

You may be able to get funding if you have a disability and need changes made to your home.


As your needs change, your home might need to as well. It could be adding things to or replacing things to your rental property or a home you own.

What are home modifications?

Home modifications improve safety and accessibility for our disabled community.

Home modifications include things like adding handrails by steps, shower or toilet;temporary wheelchair ramps; handheld showers; or security latches to doors and windows.

It could also include more structural changes which may require consent from the council or a landlord if you're renting like:

  • doorway widening

  • wet area bathrooms

  • elevators (lifts) and permanent ramps

  • secure fencing

  • more robust wall boards and new room additions.

You could choose to make these changes yourself, or you could seek funding from Government or support organisations.

How to get funding

ACC may help pay for changes needed to your home if you have a disability after an injury.

Talk to your contact person at ACC about your situation. They may refer you to an occupational therapist (OT) to assess your housing needs. The OT can help you request ACC funding if you're eligible.

Contact ACC for more information

the Disability Support Services (DSS) funds home modifications for eligible people who need changes to their home because of a disability.

You’ll need to see an occupational therapist (OT) who can assess your housing needs. If you’re eligible, the OT will apply to DSS for you.

DSS might pay the full cost or make a payment towards the costs. It depends on costs and how much you earn or own. Find details on the Disability Support Services website, including how to find an OT.

Funding for housing modifications

If you’ve served in the New Zealand Defence Force

Veterans’ Affairs has two programmes that offer financial support for home modifications or adaptations. The Veterans’ Affairs website has more information.

If your home needs structural changes

Find about home modifications under the Social Rehabilitation Programme

Paying for home modifications yourself

Check out this list from equipment and modifications provider Enable New Zealand of people they trust to do housing modifications in Aotearoa.

Visit the retailers section to find stores around New Zealand who sell minor home modification equipment you can purchase yourself.

If you decide to pay for your own home modifications it’s best to get advice and an assessment from a private occupational therapist (OT).

To find a private OT you could:

  • do an internet search

  • talk to your local disability information centre

  • contact the association for occupational therapists.

Search Firstport for disability information centres

Go to Occupational Therapy New Zealand website

Planning for future needs when building a house

Thinking ahead when planning and designing a new home could mean you stay in your own home for longer when you are older.

Read the Building Research Association of New Zealand (BRANZ) guide to designing or altering houses for disabled people or older people.

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